About Us
Criselda Lujan Carrasco
Mortgage Broker
NMLS: 2719962
email: criselda@goldendoorrealty.net
phone: (432) 448-7417
Golden Key Finance LLC is a dedicated mortgage broker committed to helping individuals and families achieve their homeownership dreams by providing tailored loan solutions. Whether you are looking to buy your first home, refinance an existing mortgage, or explore specialized financing options, we are here to guide you through every step of the process. Our diverse range of loan products includes FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, and Reverse Mortgages, ensuring that we have something that fits your unique needs. At Golden Key Finance LLC, we pride ourselves on our personalized service and expertise in the mortgage industry.
For those considering refinancing, Golden Key Finance LLC offers an array of refinance programs designed to make the process seamless and beneficial. The FHA Streamline and FHA Cash Out options provide flexibility for homeowners looking to lower their payments or access cash from their equity. For those with Jumbo Loans or Conventional mortgages, our refinance offerings are structured to provide cost-effective solutions and favorable terms. Our goal is to help you make informed decisions about your mortgage that align with your financial goals.
In addition to traditional mortgage products, Golden Key Finance LLC understands the diverse financial situations of our clients. We offer specialized loan options such as 1099 Loans, Self Employed Loans, and Bank Statement Loans to assist those with unique income structures. For first-time homebuyers, we provide dedicated programs designed to simplify the process and aid in achieving homeownership. Our Investor Loans and HELOC options cater to those looking to expand their property portfolios or access funds for other financial needs. We also proudly support local heroes with our Hometown Heroes Loan program, making homeownership more accessible for those who serve our communities.
Susan S. Rowe
Senior Mortgage Loan Originator
NMLS: 898528
email: susan@susansrowe.com
phone: (602) 328-0922
Susan S. Rowe is an accomplished Senior Loan Officer and multidimensional business professional known for her expertise in residential lending, regulatory compliance, and strategic business development. With more than two decades of experience across lending, construction, operations, and client‑service environments, she has built a reputation for delivering clarity, confidence, and integrity in every transaction.
In her lending career, Susan guides borrowers through the full mortgage process with a consultative, education‑forward approach. She excels at simplifying complex lending requirements, ensuring clients understand their options, and structuring loans that align with both regulatory standards and long‑term financial goals. Her deep background in compliance gives her a unique advantage—she anticipates risk, protects documentation integrity, and ensures every file meets the highest standards of accuracy and accountability.
Beyond loan origination, Susan is recognized for her ability to build brands, design programs, and strengthen business infrastructures that elevate service delivery and drive organizational growth. She has developed operational frameworks, client‑experience models, and scalable processes that enhance efficiency while reinforcing a culture of professionalism and trust. Her work across multiple industries has sharpened her ability to create systems that withstand pressure, support compliance, and deliver measurable results.
A natural relationship‑builder, Susan is known for cultivating strong partnerships with clients, real estate professionals, builders, and industry stakeholders. Her leadership style is defined by decisiveness, transparency, and a commitment to excellence. Whether she is advising borrowers, collaborating with business partners, or developing new initiatives, she brings a strategic mindset and a relentless dedication to quality.
Today, Susan continues to merge her strengths in lending, compliance, and business development to deliver a level of service that is both elevated and deeply personal—helping clients achieve their goals while contributing to the integrity and performance of every organization she serves.